Storms and chickens

[Willow]

So one of my sons has recently passed his driving test and I tried getting him added onto my driving insurance as he won't be using a car enough to warrant his own car. Discovered that's not an option with my current policy 😳

So i was wondering how does this work? Is this why so many young people get their own cars?

my other son will be taking his test over the summer and similarly it would be useful for him to drive occassionally on holidays and weekends home but no point him having a car at uni so ideally I need a soon that will let both of them drive occassionally.

Hoping for advice from those that have already had to navigate this. Thanks

[Lewis]

Do you know why it's not an option to add named drivers? I think it's pretty standard as we all have cars and are all insured on each others policies as we always swap (steal Dad's free fuel  ) regularly.

I bought my own can just after I graduated and was the main driver, even with parents added on as named driver (made it cheaper) it was £1,400. I now have many years no claims so it's cheaper.

I know friends who live in London and just drive their parents cars for summer just buy a month policy at a time/temporary cover so maybe see if you can add a second temporary policy?

[Willow]

Thanks Lewis, that's all really useful

My existing insurance is through the aa and they said they never do that for young drivers. I didn't know if that was normal. It is due for renewal end June, if you've been able to do it I'll look around for a policy that allows that when it's up for renewal.

For my 21 yr old I did wonder if it might be better for him to have a car and his own policy, useful,to know costs come down if you have parents as named drivers. He's still a student but switches between uni and work so at home more at weekends rather than a long stretch.

My 19 year old will be taking test this summer, he's more likely to be home over the summer and is home less at weekends so a temp policy on my car would work best.

[GrannyTrish]

I've never heard of not being able to add a young driver but it's been a very long time since I had to think about it. Make sure that your sons gain their no claims when they go on your policy as that will help lower the premium when they eventually get their own insurance. If I remember rightly the price drops quite a bit when they reach 25.