Part 0800.0005

[DebC]

I've decided to look at pet insurance for the kittens

 

any recommendations, or firms to avoid There are so many now! Even supermarkets offer it.

 

How much should it cost? all the websites want you to enter all your personal details before they'll tell you. I object to doing that because you end up getting so much junk email afterwards (it doesn't seem to matter if you tick the box saying you don't want any).

 

Thanks for you help

[Gem_Seb]

I've had mine since they were 5 motnhs, got them insured straight away with pet plan as they normally have an offer on for 1-3 months free when u start. Also if im insured with them the vets we use will claim straight from them

I pay £19 a month for both and thats for the full cover.. Definately cant stress enought the importance of having it! Our last cat worked up a bill of £2500 and if u see my thread cat being sick at the moment you will see how quickly things mount up!

[Chucky Mama]

Pet Plan, Sainsburys are both good - avoid E& L, petinsurance.co.uk, Animal Friends& Argos.

Ensure you are covered for a minimum of £4000 per condition. Ideally you should go for 'lifetime cover' (means if they get something when they are young policy will continue to cover that condition for life. This is very important e.g Tescos will cover you but if a condition is treated it will pay up for a year only. After a year and you then wont get any further payment for that condition plus you can't be covered for it by anyone else.

[victoriabunny]

M&S have paid out very promptly for us with no quibbles, on both times we've claimed. The last time was for over £3600 for eye surgery! I would definitely recommend them. The policy we have also gives you unlimited funding per condition - some put a cap on how much you can claim per illness/injury, so watch out for that.

[chelsea]

Highly recommend Pet Plan. We are on our third German Shepherd now and have always used them. They may not be economical with regards to monthly payments but they seem to have a good reputation with veterinary surgeons. With our dear Bracken we claimed nearly £4000 last premium year and apart from the excess we never paid anything as the bill was settled directly between Pet Plan and the vets, no quibble.

 

We've also got the "covered for life" policy which means we can claim for old age conditions such as arthritis. German Shepherds are prone to several ailments so we prefer to pay dearer for better cover.

[The Dogmother]

I have M&S, never had to claim *touches wood quickly* but they came on excellent recommendation.

[Torrin]

Pet plan offer an excellent, very comprehensive cover, but boy are they expensive. Never had to claim for my 11 yr old golden retriever, but they now charge us over £50 a month

[The Dogmother]

Hmmm, older dog, and a pure breed - they charge over the odds for those.

 

My lurcher doesn't fit into any breed category (luckily) so gets lumped into a mixed breed, which is usually a lot cheaper. I pay £8-ish per month for the basic plan.

[kinsk]

Have only ever used Pet plan who have always been fantastic. NFU are supposed to be very good too.

 

Avoid E&L like the plague, you'd be better off burning your money.

[DebC]

Thanks for all your replies. Other people have said Pet Plan without fail, with Sainsbury being good as well.

 

Off to read the small print!