Omlet Smart Autodoor - New in box

[chickencam]

My ED is about to apply for her provisional driving licence. I have just started looking into putting her onto our insurance so that she can get some driving paractice between lessons. I have already been told by More Than that they don't insure additional drivers under the age of 18. Has anyone else had this problem.

 

We have 3 cars two of which are insured through More Than and one with Endsleigh, I am waiting for a call back from them.

 

She turns 17 at the end of September and it didn't occur to me when I renewed the insurance in February that I wouldn't be able to add her later.

[Ms Marple]

Have a look at Young Marmalade. You buy a policy for your child rather than add them to your own insurance. It is approx £250 for three months and then approx £90 to renew per month, or I think you cando blocks of three again. We did this with our son and found that it was the most usuer friendly/economic in terms of costs. You will get your biggest fright once she has passed and you see what the hike in price on your own insurance is then

 

www.youngmarmalade.co.uk/

[chickencam]

Thanks I had a feeling that I had seen something like this on here before. It looks like this is probably what we need.

[scarlettohara]

We put our sons on our car - it's a special deal for provisional drivers and you do it 3 monthly then renew if you wish. http://www.collingwoodlearners.co.uk/

[Cinnamon]

We used Young Marmalade too & were very happy with them

[abwsco]

OK, I've had a bad day at work but what am I missing with Young Marmalade as it seems to be a car purchase scheme and insurance DD who I need to insure has already bought her car. It is insured but in my name as she's not driving it yet.

 

Sorry for jumping on your thread chickencam.

[chickencam]

From the brief look that I have had at the site, it looks like they do both, they do the insurance policy which the 17 year old with a provisional licence can take out so that they are covered and it doesn't affect their parents no claims. They also do new driver policies for youngsters with their own car. Your daughter should be able to get the provisional one but with her car as the named car, then switch to the other type when she passes.

 

The whole process is a nightmare and so costly, my ED intends to pay for as much as she can in the way of the lessons, and we will pay for the insurance. I have 2 more children to do this with in coming years one of whom is a boy

[Old Speckled Hen]

This is the site

http://www.provisionalmarmalade.co.uk/

A friends son used it and was pleased that he could start building up his own NCD.

[abwsco]

Thanks Liz and OSH Lowest quote I've had so far is £1100 fully comp for her with DH as named driver. That's at 18 as well as she hasn't wanted to start to learn until now.

 

Just checked and it's £245 for 3 months so not much cheaper over a year. Off to look elsewhere as there is no way she'll have passed in 3 months!

[scarlettohara]

My sons insurance is £2000 a year (19 yr old twins) the only trouble with putting them on your insurance is they will have no no claims bonus - my cousins husband recently got his own insurance after years of doing this and it was astronomical as he had no previous insurance history

[Charlottechicken]

I really feel sorry for this young lad. And they wonder why so many people drive without insurance!!

 

[Ms Marple]

Just a thought . Let her have some lessons first, between 10 and 20? Then get insurance and get her out practising like mad. My YS drove to and from school, which admittedly for us was a 30 mile round trip helped by the fact that I work there too. The Young Maramlade cost was far better than the quote on my own car, a three year old Ford Fiesta. The quote rocketed to £2000 when I put him on as provisional!!

[poachedegg]

We used Young Marmalade too and were pleased with it. What we liked was that any accidents wouldn't have gone onto our insurance.

 

We also waited until ES had done about 10 lessons, before taking him out and then gave him lots of experience. ES also found it more useful having double (2hr) lessons rather than the 1 hr.

[Tiggy]

having a few lessons first is a good idea we did this with DD, then added her to my policy with Tesco, I was able to pay a small premium to protect my no claims bonus & it enabled to build up her own, so was cheaper for her once she had her own policy & car. but when DS began driving we couldn't keep him on my policy once he had passed his test he had to be insured seperately. I can remember now how much the extra was now i think around £300. it was a real shocker one he had passed & had his own car £2000 the first year then £1800 this year