Chicken bald back

[Charlottechicken]

My house is sold, and the mortgage surveyor is coming on Monday. As I've never sold a house before I'm not sure what to do. Am I allowed to accompany him around the property, or is this classed as intimidating behaviour? I'm interested in what he will be looking at, although this is for the mortgage so it is basically a valuation I assume.

 

The person who is buying my house is bringing her father around later in the week too. It appears he is some sort of architect/surveyor. Do I ask them to clarify if he is coming in his official capacity? What do I allow them to do if that is the case. As he is her father I'm sure he will want to poke and prod, lift and look at things!

 

I'm probably more worried that they will find fault with the (almost) faultless, the house sold within a week and I got the asking price too. The agent said I had done everything right with the renovations and it was the best house he'd seen (some of which was probably flattery!)

 

Any thoughts?

[Bramble]

I would just let them get on with it. The surveyor/purchaser is/are entitled to make any inspections they want to - it's up to them to look for problems though - it is NOT up to you to point them out!

Mortgage valuations are usually very basic - it's just a way for the mortgage co to establish that they would get their money back if the borrower defaults - they might have paid extra to upgrade the valuation to a homebuyer's survey which is a bit more in depth. I paid for a homebuyer's when I bought my newbuild house - everyone said "you're mad, it's a new build, it'll be fine" but the surveyor still found a few problems - nothing major, but things I was glad I knew about.

Just remember, every house as problems/issues - the surveyor will be looking for anything out of the ordinary for your type/age of house.

Don't worry about it - if necessary, it might be easier if you are not there when the surveyor calls round - ask the agents to let him/her in?

Good luck!!!

[mullethunter]

OH and I will be buying our first house in the next few months. Excited and terrified and totally bewildered and overwhelmed about all the things I don't know!

[soapdragon]

If you have had work done you may need to have relevant paperwork available We had an extention about 10 years ago and I sort of recall the architect saying that we'd need to keep our certificate from the Council Buildings Inspector (issued when she had 'signed off' the work) for when we sold the property but blowed if I can remember where I put it May have to stay here forever if we can't locate it

 

If you are buying for the 1st time then the best advice is to find a good solicitor to handle things; they can give you advice and clarify anything that you are not sure of...thats part of what you pay them for

[Bramble]

SD - I'm sure you can get copies of stuff like that from the Council (for a small fee, naturally!!!) so you can't use that as an excuse for staying put!!!!

[Charlottechicken]

Well, OH has told me not to worry and told me off for panicing! He says, just let them in and let them look around and do whatever they have to do, everything will be fine.

 

I will continue to panic for the both of us, seeing as he won't but will stay out of the way of the surveyors.

 

Soapdragon, I had an extension about 7 years ago and cannot find paperwork, although I know building regs visited at all stages. I've phoned the council and they say it's all signed off, and the buyers solicitor will do searches with the council anyway.

[Purplemaniacs]

Soapdragon, I had an extension about 7 years ago and cannot find paperwork, although I know building regs visited at all stages. I've phoned the council and they say it's all signed off, and the buyers solicitor will do searches with the council anyway.

At least that is one less thing for you to worry about.

 

I will continue to panic for the both of us, seeing as he won't .

That made me smile my OH is very much like that, my OH's attitude is it will be ok and yes in the end most things are ok but it doesn't stop me worrying in the meantime

 

Chrissie

[Grandmashazzie]

Hi Charlottechicken,we have also just sold.We had buyers vendor last week.It was a very basic check to ensure house was worth the amount of mortgage being agreed.It took about 10 mins.Prob the dad will be more picky.We also have had work/ extensions done but you only need to produce paperwork if it was less than 10 years ago.

[Charlottechicken]

At least that is one less thing for you to worry about.

 

 

You'd think! I have no paperwork, but council assure me it is all signed off, so fingers crossed. Not too bothered about valuation survey now, but as I'm just about to start spending megabucks on things, I am hoping they are happy and we can proceed with sale. I am instructing a surveyor to look at the house we are buying too.

 

There's no training for selling and buying houses!!!