4m x 3m Omlet pen, cube, new auto door still boxed and coop light

[Chook n Boo Mum]

DH emailed this to me, be sure to read Scene 3 - Very interesting.

 

SCENE 1

 

This is a new one.

 

People sure stay busy trying to cheat us, don't they?

 

A friend went to the local gym and placed his belongings in the locker.

After the workout and a shower, he came out, saw the locker open, and thought to

himself,

'Funny, I thought I locked the locker.

 

Hmm, 'He dressed and just flipped the wallet to make sure all was in order.

 

Everything looked okay - all cards were in place.

 

A few weeks later his credit card bill came - a whooping bill of £14,000!

 

He called the credit card company and started yelling at them, saying that

he did not make the transactions.

 

Customer care personnel verified that there was no Mistake in the system

and asked if his card had been stolen.

 

'No,' he said, but then took out his wallet, pulled out the credit card, and yep

- you guessed it - a switch had been made.

 

An expired similar credit card from the same bank was in the wallet.

 

The thief broke into his locker at the gym and switched cards.

 

Verdict: The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.

 

How much did he have to pay for items he did not buy?

 

£9,000! Why were there no calls made to verify the amount swiped?

 

Small amounts rarely trigger a 'warning bell' with some credit card companies. It just so happens that all the small amounts added up to big one!

 

SCENE 2

 

A man at a local restaurant paid for his meal with his credit card..

 

The bill for the meal came, he signed it, and the waitress folded the receipt

and passed the credit card along.

 

Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card and, lo and behold, it was the expired card of another person.

 

He called the waitress and she looked perplexed.

 

She took it back, apologised, and hurried back to the counter under the watchful

eye of the man.

 

All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.

 

No exchange of words --- nothing! She took it and came back to the man with an apology.

 

Verdict: Make sure the credit cards in your wallet are yours..

 

Check the name on the card every time you sign for something and/or the

card is taken away for even a short period of time.

 

Many people just take back the credit card without even looking at it, 'assuming' that it has to be theirs......

 

SCENE 3

 

Yesterday I went into a pizza restaurant to pick up an order that I had called in.

 

I paid by using my Visa Check Card which, of course, is linked directly to my checking account.

 

The young man behind the counter took my card, swiped it, then laid it on the counter as he waited for the approval, which is pretty standard procedure.

 

While he waited, he picked up his cell phone and started dialling.

 

I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary.

Then I heard a click that sounded like my phone sounds when I take a picture.

 

He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.

 

Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on.

 

It then dawned on me: the only thing there was my credit card, so now I'm paying

close attention to what he is doing.

 

He set his phone on the counter, leaving it open.

 

About five seconds later, I heard the chime that tells you that the picture has

been saved.

 

Now I'm standing there struggling with the fact that this boy just took a picture of my credit card.

 

Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened.

 

Needless to say, I immediately cancelled that card as I was walking out of the pizza parlour.

 

All I am saying is, be aware of your surroundings at all times.

 

Whenever you are using your credit card take caution and don't be careless.

 

Notice who is standing near you and what they are doing when you use your card.

 

Be aware of phones, because many have a camera phone these days.

 

Never let your card out of your sight.......check and check again!

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH

TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF.

LET'S GET THE WORD OUT! JUST BE AWARE

[bluekarin]

Thank you for posting this. That last one made me feel sick! I will definitely make sure I check my cards. I always hide the keypad when I am doing my pin. It always amazes me the amount of people who don't.

[Tiggy]

thanks for this.

[lisa33]

Thanks, have forwarded it on.

[Egluntyne]

Goodness me! We have to have our wits about us at every turn.

[MedusA]

DD recently had an unauthorised transaction show up on her bank account. It was for Ryan Air flights to the cost of over £400!

 

She reported it immediately. Fortunately her bank has refunded her the amount and are pursuing it with Ryan Air, as obviously their checking procedures were at fault. As the card has never been out of her possession, she assumes that something like "SCENE 3" took place when she used it to pay for goods somewhere.

 

It's a good thing she checks her bank statement online every day and picked it up so soon.

[Geoid]

These frauds are outdated, since chip and pin has been introduced etc

[..lay a little egg for me]

Yep, this e-mail regarding fraud methods has been circulating since 2004. Check out this snopes page for details.

[Guest]

These frauds are outdated, since chip and pin has been introduced etc

 

OMG Fred that's SO Naive!!! Chip and pin is far more open to fraud and insecure than requiring a signature. When you have to sign at least the card is IN THE CASHIERS HAND so that MIGHT trigger them to check the sigs match or even check that you are likely to be the right person to use the card. With chip and pin YOU could use MY card easily even though you dont look slightly like a Mrs - the cashiers usually just wave at the machine and let you slot the card in yourself!

 

Heres a linky about cloning too - sorry it's Daily Mail but it was one of the first results on Google. http://www.dailymail.co.uk/news/article-389084/Millions-danger-chip-pin-fraudsters.html