Cinnamon Posted March 10, 2010 Share Posted March 10, 2010 Got my renewal quote today....................£1062!!! I am sure it was about £600 last year,& we have never,ever made a claim in over 25 years. So I had a look about online & have bought it via M&S instead for £400,no excess,no quibbles,no having to say how much it will cost to rebuild your house AND it includes new for old & away from home cover,which the other one did not. I am rather looking forward to calling up Direct Line & telling them to sling their hook Quote Link to comment Share on other sites More sharing options...
Patricia W Posted March 10, 2010 Share Posted March 10, 2010 That's seem typical of Direct Line. First year very reasonable then a hefty hike. Glad you found a replacement. Tricia Quote Link to comment Share on other sites More sharing options...
Cooks Posted March 10, 2010 Share Posted March 10, 2010 (edited) I found More Than really good Cinnamon, give them a call too! they give free contents insurance up to £75,000 with their buildings insurance.. edited to say oops shouldn't speed read, bear More Than in mind for next time Edited March 10, 2010 by Guest Quote Link to comment Share on other sites More sharing options...
The Dogmother Posted March 10, 2010 Share Posted March 10, 2010 Great saving Sarah Quote Link to comment Share on other sites More sharing options...
chelsea Posted March 10, 2010 Share Posted March 10, 2010 £1062 Are you sure that isn't a typo?! Quote Link to comment Share on other sites More sharing options...
Old Speckled Hen Posted March 10, 2010 Share Posted March 10, 2010 Blimey They must think you live in a mansion My house has 4 bedrooms and my house insurance is about £250 Quote Link to comment Share on other sites More sharing options...
Cinnamon Posted March 10, 2010 Author Share Posted March 10, 2010 I know - I phoned them & it had gone up £450 from last year. They said last years was 'cheap' because I got a discount,but couldn't tell me what the discount was for..... I suspect that they play on the 'just renew it automatically' thing Mine would have done that on April 1st....April fool for me! Anyhow,I am very happy with the M&S deal, whcih was NOT the cheapest,but has the cover we need (Hubby is a builder & has a garage full of expensive toys/tools) Quote Link to comment Share on other sites More sharing options...
docsquid Posted March 10, 2010 Share Posted March 10, 2010 That sounds like a good saving. We pay less than the direct line quote and that includes insurance for the business we run from home including all our stock! Quote Link to comment Share on other sites More sharing options...
annettec Posted March 10, 2010 Share Posted March 10, 2010 We are with M and S and have had no problems ! Haven't claimed though ! but price did not jump up this year on renewal either. Well done on the saving Quote Link to comment Share on other sites More sharing options...
Alis girls Posted March 10, 2010 Share Posted March 10, 2010 we had the same with the car insurance and OH managed to get them down. others sound reasonable till they start adding extras. The legal teams they use for disputes are rubbish too.Glad you got a good deal Quote Link to comment Share on other sites More sharing options...
Olly Posted March 10, 2010 Share Posted March 10, 2010 I think it's pretty much standard practice to hike up the renewal premium on the basis that a certain percentage of your customers won't bother to shop around, and another percentage (of which I am sometimes one ) will leave it too late to look for other quotes! Direct Line seem to do this in particular, it's always worth ringing them up when you get another quote to see if they can reduce it. That's an astonishing increase, though. Well done on finding a better deal. Quote Link to comment Share on other sites More sharing options...
Charlottechicken Posted March 10, 2010 Share Posted March 10, 2010 Yes, well done on the new quote, Cinnamon I recently renewed my household insurance, they wanted £30 more than previous year, I ended up getting it over £90 cheaper than the renewal (that's with an amount of cashback via Quidco). Paid £117.50 in the end, for buildings and contents. Quote Link to comment Share on other sites More sharing options...
Cinnamon Posted March 10, 2010 Author Share Posted March 10, 2010 Direct Line seem to do this in particular, it's always worth ringing them up when you get another quote to see if they can reduce it. That's an astonishing increase, though. Well done on finding a better deal. Thing is,I was so cross that even if I had got them to reduce it,I wouldn't want them to insure me any more anyhow Quote Link to comment Share on other sites More sharing options...
