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Mel (& Paul)

Lawyers -v- Insurance

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Who says insurance is boring............






A Charlotte, North Carolina lawyer purchased a box of very rare and expensive cigars, then insured them against fire, among other things.


Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy the lawyer filed claim against the insurance company. In his claim, the lawyer stated the cigars were lost "in a series of small fires."


The insurance company refused to pay, citing the obvious reason that the man had consumed the cigars in the normal fashion.


The lawyer sued.. and WON! (Stay with me.)delivering the ruling, the judge agreed with the insurance company that the claim was frivolous.


The judge stated nevertheless, that the lawyer "held a policy from the company which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable fire" and was obligated to pay the claim.




Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for his loss of the cigars lost in the "fires".






After the lawyer cashed the check, the insurance company had him arrested on 24 counts of ARSON!!! With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail and a $24,000 fine. This is a true story and was the First Place winner in the recent Criminal Lawyers Award Contest.




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Unbelievable :lol::lol::lol::lol::lol::lol:




Not in America it's not :lol:


What about the chap who successfully sued the manufacturers of Winnebago(?). He was driving it home, put on the cruise control and went to the back to make coffee. the vehicle crashed (no :shock: really :roll: ) and because the instruction manual didnt say that cruise control didnt actually control the steering he was successful in his claim :roll:

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We mustn't forget the woman who sued MacDonalds because she spilt hot coffee on her lap. Hot, and spills? :shock:


Bizarrely she successfully sued them because a child was running around and she tripped and spilt her coffee. The child was her own son! :!::shock:

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putting on my boring insurance hat here.


There was a woman who sued a music store because she was tripped up by a child running amok. She claimed the store should have kept control of the child. It was her own child :roll:



and now for the really boring bit.


The woman who sued MacDonalds - what really happened.

The lady was a passenger in a stationary car (not driving a car).

She had taken the lid on to put creamer in (not trying to drink and drive)

The coffee was so hot that she spent several months in hospital with 3rd degree burns.

The coffee was heated to well over the recommended temparature and MacDonalds had had over 300 incidents of burns from the coffee being too hot.

The coffee could have been cooler as the machine had a temperature gauge and McDonalds had been advised to turn it down but refused.


Far more boring than what the press :twisted: indicated




sorry, didnt mean to be so dull...........

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It was definitely more confined than teaching. At least I could go home and forget about work. And I lived only 5 mins walk from the office, so I used to go home for lunch too! Fantastic easy life, but not much money :cry:

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