keyhole kate Posted May 21, 2012 Share Posted May 21, 2012 I am genuinely totally lost with the whole advertising thingy If I am allowed to ask for reccomendations all well in good if not I will understand if my post is deleted well not understand per say but will know why Quote Link to comment Share on other sites More sharing options...
Geoid Posted May 21, 2012 Share Posted May 21, 2012 You can ask for recommendations Advertising. Members may not sell or advertise a service or product for monetary gain on the forum. This is intended to protect the privacy of all forum members and so that they feel comfortable in using this unique facility, knowing that they will not be targeted for a sales pitch. The intention is to maintain the goodwill and wonderful camaraderie, which prevails on the site. We would like all our members to enjoy the forum secure in the knowledge that it is not being used as a selling platform by individuals. These guidelines apply to anyone selling items or who has any connection to the business, directly or indirectly. This policy includes posts which advertise your product/s and/or service, however inadvertently, and extends to unsolicited Private Messages (PMs) sent to forum members. Please note that any such advertising will be moderated. Any member, who continues to do this after being asked not to, will be removed from the member list. Members are urged not to openly ask others about their products. But you are not allowed to post your recommendation if you work for an insurance company. Anyway, back to the original topic. Where are you going, what will you be doing and how long for? Quote Link to comment Share on other sites More sharing options...
Redwing Posted May 21, 2012 Share Posted May 21, 2012 We have used Atlas Direct a lot in the past, the price is good and you can do it all online very easily, we have had to call them to check things before and the customer service was good. If you take out a yearly policy do ensure that they dont intend to take another payment to cover he next year when the first year is up as some companies try to roll it on for another year Quote Link to comment Share on other sites More sharing options...
Ain't Nobody Here Posted May 21, 2012 Share Posted May 21, 2012 I got a good deal through my Barclaycard . Quote Link to comment Share on other sites More sharing options...
Chickendoodle Posted May 22, 2012 Share Posted May 22, 2012 A few tips If you go away more than twice a year an annual policy is probably cheaper. If you are going to the US for more than a couple of weeks and it is your only trip this year, bizarrely it is sometimes cheaper to take out an annual worldwide policy instead of a single trip one as an annual policy normally starts with a 31 day trip limit. If you have personal possessions cover on your household policy which covers your stuff abroad you can delete this from the travel policy making it cheaper. Whatever you take out it is really really important to read the medical conditions which you have to declare to them as anything on their list which you haven't declared will be excluded. If you have an annual policy you have to comply with the medical conditions when you book each trip, not just when you take it out. Some of the cheaper ones exclude a lot more than others. Don't automatically go for travel insurance offered by the travel company - they are getting a huge commission. Check with your bank as some accounts automatically have travel cover Oh, and take out the policy as soon as your holiday is booked, not just before you go as you might need the cancellation cover Hope this helps Quote Link to comment Share on other sites More sharing options...
The Dogmother Posted May 22, 2012 Share Posted May 22, 2012 Rosie and I only go away once a year when my folks treat us; I use the Post Office travel insurance for no other reason than it is cheap and seems to cover most stuff. Luckily I only had to claim from them once when I contracted pleurisy and had to pay for treatment abroad; they were prompt in reimbursing me and didn't quibble. Quote Link to comment Share on other sites More sharing options...
Chucky Mama Posted May 22, 2012 Share Posted May 22, 2012 I have used the post office before now too. Don't forget to take a EHIC card if you are travelling in Europe Quote Link to comment Share on other sites More sharing options...
The Dogmother Posted May 22, 2012 Share Posted May 22, 2012 Good point about the EHIC card CM... luckily I remembered to check ours before we went away as they'd expired thankfully I could renew them online and they arrived within a few days. Quote Link to comment Share on other sites More sharing options...
Reikiranf Posted May 22, 2012 Share Posted May 22, 2012 Another vote for Atlas, they were a lot cheaper than other companies and not as strict on health conditions, I liked the way you could pay a bit extra upfront to waive the excess fee should you need to claim I can't say anymore though as we never needed to claim. Quote Link to comment Share on other sites More sharing options...
mollyripkim Posted May 22, 2012 Share Posted May 22, 2012 We have been with America express for years on an annual policy and can't fault them. We did have to make a claim once and they were just as good as sorting it out and paid quickly. As we travel quite far afield we checked as well and it's definitely cheaper for us to have an annual policy. Quote Link to comment Share on other sites More sharing options...
Egluntyne Posted May 22, 2012 Share Posted May 22, 2012 When sorting out your EHIC card be careful to straight to the EHIC site and not one of those who charge you £15 to process your application when you can do it yourself for nowt. Quote Link to comment Share on other sites More sharing options...
keyhole kate Posted May 22, 2012 Author Share Posted May 22, 2012 Thanks everyone off to check out Atlas we are off to Sharm El Sheik taking YD on a long overdue promised holiday for good GCSE results she is now In first year UNI A Levels and other things got in the way she was very studious and wouldn't take time off in term hence the long overdue. I have used Columbus previously I do have Med Conditions but have never touch wood had to claim but I wanted some recommended comparisons. Thanks Everyone :clap: Quote Link to comment Share on other sites More sharing options...